These muffins can be served as they are with the morning tea, or warmed through and served just like a crumble dessert with a dollop of softly whipped cream or a scoop of good vanilla ice cream.

1. Preheat oven to 180ËšC (350ËšF) and line a 12-hole muffin tray with baking paper.

2. Beat 150g of the butter with brown sugar until smooth. Add eggs and vanilla and beat to combine. Sift in 1 2/3 cups flour, baking powder, 3 teaspoons of cinnamon and cloves. Stir briefly then add milk and apples and stir to combine.

3. Divide mixture evenly in muffin tin.

4. Put remaining 25g butter in a bowl with 2 tbsp of flour, sugar and oats. Use your fingers to rub mixture until it forms a crumble.

5. Divide evenly over muffin mixture and bake for 20 min or until cooked through.

6. Delicious warm from the oven with a little whipped cream, or at room temperature with a cup of tea.